Jesse.Karkoukly

From Jesse

Mortgage insights from a licensed Ontario agent.

Coming soon

How much do you actually need saved to buy in Toronto?

Down payment, land transfer tax, legal fees, closing costs. The real number is higher than most people expect. Here is how to calculate it.

Fixed vs variable in 2026: what makes sense right now

The answer depends on your situation, your timeline, and your tolerance for uncertainty. A breakdown of what to consider before you decide.

What self-employed borrowers need to know before applying

How lenders assess self-employed income, what documentation helps, and how to position your file before shopping for a mortgage.

Stay in the loop.

I keep an eye on what's happening in the Ontario market so you don't have to. When something's worth knowing, I'll send it your way.

Sherwood Mortgage Group

Brokerage Lic. 12176

Part of the Mortgage Architects Network