Sherwood Mortgage Group · Rate Specials
Current mortgage rates
These are rate specials available through Sherwood Mortgage Group. Your actual rate depends on your down payment, credit, property type, and which lender is the best fit.
As a reputable and established brokerage, Sherwood Mortgage Group has forged longstanding, trusting relationships with lenders and industry partners. This enables access to promotional rates, competitive offers, and early access to new products that are not readily available in the general market.
| Term | Rate |
|---|---|
1 year fixed | 4.99% |
2 year fixed | 4.34% |
3 year fixed | 3.79% |
4 year fixed | 4.24% |
5 year fixed High ratio only | 3.99% |
5 year variable Prime minus 0.90% | 3.55% |
Current Prime Rate: 4.45%. *Rates may vary provincially and are subject to change without notice OAC. **High Ratio only. Conditions may apply. May be subject to additional qualifying criteria and rate premiums.
View rates on Sherwood’s websiteA rate is just one part of the picture
The rate you see advertised is a starting point. What you actually qualify for depends on your down payment size, credit score, employment type, the property itself, and whether your mortgage is insured or uninsured.
Two people buying at the same price can end up with different rates based on these factors. That is normal. The rate table above shows what is available at the best end of the spectrum.
Jesse looks at your full situation, compares across 50+ lenders (not just the ones above), and tells you exactly what rate you can get and why. The posted specials are often beatable depending on your file.
Want to know your actual rate?
or email me at jkarkoukly@sherwoodmortgagegroup.com
